5张牌炸金花

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              2. 保监会明确个税优惠型健康险覆盖三类人群

                作者: 来源: 2014-12-18 09:41:46

                 

                16日,中国保监会网站发布个人税收优惠型健康保险产品指引框架,以及个人税收优惠型健康保险(万能型)A款、B款、C款示范条款,要求各人身保险公司按照相关规定参照开发个人税收优惠型健康保险产品,并按规定程序上报保监会审批。

                5张牌炸金花FENXIRENSHIRENWEI,JIANKANGXIANYEWUCHUANGXINJIANGJIASU,SHANGYEBAOXIANGONGSIZUOWEIYILIAOZHIFUXINDEFUFEIFANG,JIANGZHUBUZHENGHESHANGYEBAOXIANHEJIANKANGFUWUCHANYELIANTIAO,“BAOXIANZHANGHU+JIANKANGFUWU”DEMOSHICHUANGXINQIANJINGZHIDEKANHAO。JIANKANGXIANCHANPINDEPUJIJIANGYOUXIAOBUCHONGYILIAOJIANKANGZHICHI,JIJIBUJUYIDONGYILIAOLINGYUHESHISHIDAJIANKANGGUANLIZHANLVEDEXIANGGUANGEGUZHIDEGUANZHU。

                5张牌炸金花XINJIANKANGXIANCHANPINZHIXIANGSANLEIRENQUN

                5张牌炸金花《ZHIYINKUANGJIA》MINGQUE,FAN16ZHOUSUIYISHANG、WEIMANFADINGTUIXIUNIANLINGZHE,SHENTIJIANKANGQIESHIYONGSHANGYEJIANKANGBAOXIANSHUISHOUYOUHUIZHENGCEDENASHUIREN(JIANKANGRENQUN),HUOZHETOUBAOSHIGENJUQIJIANKANGZHUANGKUANGQUEDINGWEIJIWANGZHENG(ZHIZAIBAODANSHENGXIAOZHIQIANBEIBAOXIANRENYIHUANYOUDEQIEYIZHIXIAODEBIJIAOYANZHONGDEJIBINGHUOZHENGZHUANG)QIETOUBAOSHILIANXUNASHUIMANYINIANDESHIYONGSHANGYEJIANKANGBAOXIANSHUISHOUYOUHUIZHENGCEDENASHUIREN(JIWANGZHENGRENQUN),JUNKEZUOWEIBAOXIANHETONGDEBEIBAOXIANREN。

                JUXI,GERENSHUISHOUYOUHUIXINGJIANKANGBAOXIANCHANPINCAIQUWANNENGXIANFANGSHI,BAOHANYILIAOBAOXIANHEGERENZHANGHUJILEILIANGXIANGZEREN。GENJUMUBIAORENQUNDEBUTONG,BAOXIANGONGSIKEJIANGGERENSHUISHOUYOUHUIXINGJIANKANGBAOXIANCHANPINSHEJIWEISANZHONGLEIXING,MUBIAORENQUNXIANGYINGFENWEISANLEI:YISHIYICANJIAGONGFEIYILIAOHUOJIBENYILIAOBAOXIAN,QIEJINGGUOGONGFEIYILIAOHUOJIBENYILIAOBAOXIANBAOXIAOHOUDUIGERENFUDANDEYILIAOFEIYONGYOUBAOZHANGXUQIUDERENQUN;ERSHIYICANJIAGONGFEIYILIAOHUOJIBENYILIAOBAOXIAN,QIEJINGGUOGONGFEIYILIAOHUOJIBENYILIAOBAOXIANBAOXIAOHOUDUIGERENFUDANDEDAEYILIAOFEIYONGYOUBAOZHANGXUQIUDERENQUN;SANSHIWEICANJIAGONGFEIYILIAOHUOJIBENYILIAOBAOXIAN,HUOSUIYICANJIAGONGFEIYILIAOHUOJIBENYILIAOBAOXIAN,DANTOUBAOQIANSHENGMINGZIYUANFANGQIGONGFEIYILIAOHUOJIBENYILIAOBAOXIANBUCHANGDERENQUN。

                5张牌炸金花《ZHIYINKUANGJIA》ZHICHU,SHIYONGSHANGYEJIANKANGBAOXIANSHUISHOUYOUHUIZHENGCEDENASHUIRENSHIZHIFUHESHANGYEJIANKANGBAOXIANSHUISHOUYOUHUIZHENGCESHIYONGFANWEIGUIDINGDENASHUIREN,RUQUDEGONGZUOXINJINSUODE、LIANXULAOWUBAOCHOUSUODEDEGEREN,YIJIQUDEGETIGONGSHANGHUSHENGCHANJINGYINGSUODE、DUIQISHIYEDANWEIDECHENGBAOCHENGZUJINGYINGSUODEDEGETIGONGSHANGHUYEZHU、GERENDUZIQIYETOUZIZHE、HEHUOQIYEHEHUORENHECHENGBAOCHENGZUJINGYINGZHEDENG。

                5张牌炸金花“BAOXIANZHANGHU+JIANKANGFUWU”QIANJINGLEGUAN

                ZHANGJIANGZHENGQUANFENXISHILIUJUNRENWEI,JIANKANGXIANYEWUCHUANGXINJIANGJIASU,YEWUXIAOSHOUFANGSHI、DISHUILIUCHENG、CHAEFANHAIJIZHIYIJIWANNENGZHANGHUJIESUANLVDENGJIANGYINGXIANGBAODANXIAOSHOUQINGKUANG。MIANSHUIJIANKANGXIANZHUYAODINGWEIWEIJICHUYIBAODEYOUXIAOBUCHONG,KAOLVDAOMUQIANDISHUILIUCHENGBIANLICHENGDU,YUJIGAIYEWUJIANGZHUYAOTONGGUOTUANXIANFANGSHILAITUIDONG,KAIZHANBUCHONGTUANTIYILIAOHEQIYENIANJINDEGONGSIKEHUZIYUANYOUSHIJIANGGENGJIATUXIAN。MUQIANLAIKAN,RUHEQUEDINGCHAE、BUTONGQUYUCHAERUHEJIEDINGDENGHAIXUJINYIBUMINGQUE;GERENZHANGHUWEILAIDEKAIFANGCHENGDUYEHAIYOUJIAODATUOZHANQIANLI。

                GUANGFAZHENGQUANFENXISHICAOHENGQIANRENWEI,ZHONGGUOBAOXIANSHICHANGZHENGTIRENGCHUYUFAZHANJIEDUAN,JIANKANGXIANZHENGTIGUIMOXIANGDUIPIANXIAO。DUIBIHAIWAIFADASHICHANGJINGYAN,JIAOWEIWANSHANDEJIANKANGXIANSHICHANGNENGGOUWEIGUOJIAYILIAOZHICHUCHENGDANDABUFENYALI。WEILAI,SUIZHEZHENGCEBUDUANFANGKAI,ZHONGGUOJIANKANGXIANSHICHANGBIJIANGZHUJIANKUODA。ANZHAOYIYOUDEGONGKAINASHUIRENSHUJUJINXINGXIANXINGYUCE,XINGYEXINZENGBAOFEIGUIMOZAI139YIYUAN-418YIYUANZHIJIAN,ZHANMUQIANJIANKANGXIANGUIMODE6.9%-20.6%,DUIXINGYEBAOFEIZENGZHANGNENGQIDAOYOUXIAOCUJINZUOYONG。

                曹恒乾表示,此次健康险优惠政策明确提出“保本微利”原则,规定保险公司赔付率低于规定的,要将和规定赔付率之间的差价返还客户。因此,从本质上看,此次政策意在扩大中国健康险的覆盖率,短期内对于商业保险公司的业绩影响或不会太明显。记者 李超 


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